Home | Contact Us

Call for a free quote: 325-597-4222

Texas Homeowners Insurance

Home insurance, or Texas homeowners insurance is an insurance policy that combines insurance on the home, its contents, and, often, the other personal possessions of the homeowner(s), in addition to liability insurance for accidents that may happen on the homeowners property.

Also, some lenders will require that you put home insurance equal to the principal of the mortgage or the loan amount. It is vital that you make sure you have sufficient insurance so that in the incident of a fire, theft and other perils, you are fully covered. A typical homeowner’s insurance policy covers the house, the garage and other structures on the property, as well as personal possessions inside the house such as furniture, appliances and clothing, against a wide variety of perils including windstorms, fire and theft. The degree of the perils covered will depend on the kind of policy you have. An all-risk policy offers the broadest coverage and will cover all perils except those explicitly excluded in the policy.

The cost of Texas homeowners insurance often depends on what it would cost to replace the house and which additional riders or extra items to be insured are attached to the policy. Typically, claims due to earthquakes, floods, and other acts of nature, or war are excluded. Special insurance can be purchased for these instances, including flood insurance and earthquake insurance.

Please call us today at 325-597-4222 for a free quote personalized needs assessment.

 

Request a Texas Home Insurance Quote

To request a personalized Texas home insurance quote please complete the form below. We will contact you within 48 hours. If you need immediate assistance please call 325-597-4222.

Full Name: * Address: * City: * State: * - - Choose One - - Alabama Alaska Arizona Arkansas California Colorado Connecticut D.C. Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Zip:   Home Phone:   Work Phone:   Location of Dwelling:   Within City Limts Outside City Limits Distance from fire hydrant?   feet Distance from fire department?   miles Type of Construction:   Brick Attached Garage Detached Garage Frame Attached Carport Detached Carport Year of Construction:   Approx. Square Footage: # of Bedrooms:   # of Bathrooms: Any hardwood floors?   sq ft Any tile floors?   sq ft Any fireplaces?   # of stories: Amount of current coverage (if applicable)   Purchase Price Current homeowners insurance company (if applicable)   Expiration date:   Is (or will) the property be mortgaged?   Yes No Do you have any special belongings that would need additional coverage? (if NO please skip) Furs   Jewelry Guns   Silverware Other (Please list item and value):   Deductible   $1000 $2000 1% of policy limit 2% of policy limit Discounts:   Smoke Alarm Dead Bolts Fire Extinguisher Burglar Alarm Inquire about combo discount Have you had a total fire loss or any other insurance loss in the last 3 years?   Yes No Have you ever had a bankruptcy. foreclosure, or ever been in debtors court?   Yes No

Serving all of Texas including: Brady, San Angelo, Abilene, Brownwood, Fredericksburg, Plano, Conroe, Woodlands, Austin, Dallas, San Antonio